6 Reasons Seniors Keep Working after Retirement

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Many employees look forward to retiring, but more seniors than ever are now returning to work. While some of them need the extra money, others do it for the physical and mental benefits. Finding the perfect job after retirement can provide seniors with many benefits, such as extra money and a way to burn calories.

1. Stay Sharp

According to the Alzheimer’s Association, dementia and other similar mental health disorders cost the nation over 230 billion dollars every year. There’s no way to cure most dementia-related illnesses, but staying active can delay the symptoms. Seniors who work past the age of 65 have much lower rates of Alzheimer’s, and they also receive higher scores on cognitive tests. 

Dementia and other age-related health conditions can make it more challenging for seniors to live independently. Seniors who want to remain healthy as they age can benefit in a variety of ways when they receive professional in-home care. Home Care Assistance is here to help your loved one accomplish daily tasks, prevent illness, and focus on living a healthier and more fulfilling life.

2. Find a Dream Job

Many people stay with certain companies or choose specific careers because of financial obligations. From the moment of retirement, your loved one can begin searching for his or her dream job. Many retirees use their hobbies to make extra money. Whether your loved one enjoys taking photos or building furniture, he or she can find some way to make money out of a favorite pastime. 

3. Delay Pension

Many retirement funds penalize those who try to take out money too early. Even social security payments can take a major hit if a senior applies for them as soon as he or she turns 62. Picking up a new job for a few extra years could delay payments until your loved one is eligible to receive the maximum benefits. 

4. Maintain a Sense of Purpose

Even employees who dream about retiring every day often find themselves bored when they’re no longer working. When an individual has no sense of purpose, he or she might experience emotional problems, such as depression. A simple job that provides a purpose can enhance quality of life and make your loved one a generally happier person. If your loved one isn’t ready for a new job, he or she should still set goals that are out of his or her comfort zone.

Older adults who require regular companionship or help around the house after retirement can benefit from having dedicated caregivers. For families living in Fair Oaks, respite care can be a wonderful solution when their aging loved ones need companionship and socialization a few hours a week or just need minor assistance with daily household tasks. At Home Care Assistance, we thrive on helping seniors maintain their independence while living in the comfort of home.

5. Save for Fun Things

When people are constantly making mortgage payments and handing out money for tuition, it can be difficult to budget for unnecessary expenses. Many adults go years without spending money on exciting trips or classic cars they’ve always wanted. Those who live on fixed incomes often feel these same constraints. Making a little money on the side could give your loved one the financial boost to start enjoying a few extra purchases. 

6. Cover Unexpected Costs

Many seniors exhaust their savings to cover emergency expenses like medical bills and car accidents. If your loved one is unable to cover these types of expenses, he or she should consider working for at least a short while longer. No one wants to spend his or her retirement years paying off debt on a fixed income.

Employment may not be the best option for all older adults. Some seniors have serious medical conditions that make them unable to work, and they can benefit from professional in-home care. When considering at-home care, Fair Oaks, CA, families should make sure their senior loved ones have the resources they need to maintain their independence and remain healthy. Trusted in-home care professionals can assist seniors with daily tasks like cooking, bathing, and exercise, and they can also encourage them to focus on healthier lifestyle habits. Call Home Care Assistance today at (916) 485-4663 to learn about our high-quality in-home care services.


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